The credit on the security of real estate

A loan secured by real estate is a legislatively legalized financial transaction that involves the signing of a mortgage agreement between a financial company and the borrower, during which the company provides cash in exchange for a loan percentage and registration of real estate as collateral for a loan. In this case, the difference between the amount of debt and the value of the property is returned to the borrower.

Cash loan secured by real estate in the Dnipro - PrivatLombard

       If you read up to this line, then you seriously think about the fact that it is not necessary to sell your apartment or your house if a debt has appeared. And you are right, because thanks to the PrivatLombard company, you can not lose your home with a quick sale, but get a pawn loan that will allow you to continue living in personal real estate. How so? Everything is very simple - at the time of signing the contract with the company, a monthly loan payment will be determined, the amount of which will be discussed with you and depends on the size of the desired loan, the interest rate of our company (which is average for the market) and your wishes.

What are the advantages and disadvantages of a loan secured by real estate?

The main advantage of this loan is the simplicity of obtaining it, because the company, when drawing up a pawn agreement, will know that you can rely on your good faith and you will pay interest on the loan on time and in full. Another important advantage is that you do not lose the right to reside in your apartment further and do not lose the right to own it. That is, nothing will change for you and your loved ones - the apartment is still yours, but you have received a large amount on credit, which you can spend on your own without providing information and checks to our company. Another plus to get this type of cash loan secured by real estate is that our company has been faithfully working in the Ukrainian market since 2017, which is confirmed by thousands of satisfied customers. Also, unlike the large banks of our country, we do not have a system of cruel debt settlement, we do not have aggressive workers who will “knock out” debts from you and your family, and will not resort to illegal methods of recovering debts, etc. Our employees are always polite and kind to our customers.

The disadvantage may be that the loan is not inherently “free”, it is issued at a certain percentage, which you will have to repay to the company every month when you sign the contract. In case of non-payment of the loan provided to you, the collateral will be seized.

Money secured by real estate in the Dnipro without income statement

Some may have difficulty with the condition of credit companies, according to which you need to provide a certificate of income. We hasten to assure you that in order to take out a loan secured by an apartment in the Dnipro in our company PrivatLombard you do not need to provide this certificate. A loan secured by real estate is issued only on the basis of basic documents confirming the identity and ownership of housing. Another significant difference from competitors is the fact that a potential client who wants to take out a loan in Dnepropetrovsk on bail can easily and easily complete a deal without unnecessary papers and interviews, without explaining the reason for the loan or other personal issues. Unlike a bank loan, a loan secured by a home in Privat Lombard is an extremely simple procedure, because our company understands that if you need money urgently, you can not load the client with countless conventions and pieces of paper.

Still have questions? Leave a request on our official website, and we will call you back as soon as possible.